Loans

AUTO, HOME EQUITY, VISA

New and Used Autos

Finance your new or used auto or truck with us. We offer competitive rates, and we make it easy for you to drive off in that new car. Check with us first!

Home Equity

Take advantage of the equity in your home with a Home Equity loan. Fix up your house, or use your equity line to pay off high interest rate credit cards and deduct the interest. We offer competitive rates for a term up to 15 years. Start making those improvements today! (Offered in NC, VA, SC, GA and TN)

Recreation Vehicle

Ready to travel? We offer 90% financing of the selling price on new RV’s with low, fixed rates and terms up to 96 months. On used RV’s, we offer 80% financing of the selling price with terms up to 96 months. Come see us before you see America!

Signature Loan

We offer a signature loan for those unexpected emergencies. Call for details or review at It’s Me 24/7.

ATM and VISA Debit Cards

Your Hanesbrands Credit Union – HBCU 24 ATM card allows you to withdraw funds from your savings or checking account through automated teller machines bearing the symbols for PLUS, CIRRUS or SHAZAM at any financial institution. When you present your card to any merchant or business that accepts VISA credit cards, your signature or PIN number is all it takes to complete your transaction. There is no need to provide your driver’s license, identification, wait for check approval or even carry cash! Your card is a debit card that allows you all the purchasing power of cash or your checkbook without the hassle of either. Plus, The HBCU Visa Debit Card has all the advantages of an ATM card and can be used at any ATM machine displaying the VISA, HONOR, CIRRUS, ACCEL/EXCHANGE or STAR logos.

  • Purchase Goods and Services at any merchant or business that displays VISA
  • Withdraw Cash at the ATM from your regular Savings or Checking account, up to $500 daily

Every time you use the HBCU Visa Debit Card, the purchase amount is automatically deducted from your checking account with no monthly bill or interest charges. And all HBCU debit transactions are listed on your monthly statement which includes the date, location and amount of each transaction.

Eight (8) free foreign ATM withdrawals per month and unlimited inquiries and transfers from any network ATM machine if you use a HBCU Checking Account. After your 8 free foreign withdrawals, you will be charged $1.00 each time you complete a transaction at a machine not owned by HBCU. These fees will be accumulated and deducted from your Share Account monthly. Insufficient withdrawal requests will be charged $5.00 each time you request more than the available amount. This fee is charged the day of the withdrawal request. Tell us at once if your card is lost or stolen. For merchant transactions: if notified within 2 business days, the loss is $0. After 2 business days, the loss is no more than $50. For unauthorized transactions, the loss is $50. For ATM transactions, if notified within 2 business days the loss is $50, after 2 days the loss can be as much as $500, after 60 days from statement, the loss can be the total amount. Complete EFT disclosure on ATM/Debit card transactions was received at account opening. For another copy, please contact member services. Aggregate total per day for ATM and Point of Sale transactions is $1500.

VISA Credit Cards

Please contact the credit union for current VISA information.