/* --- menu items --- */
	
	var MENU_ITEMS=[
	
	["Home","index.html"],
	["About HBCU","about.htm",null,
    ["Our Story","about.htm"],
    ["Locations & Hours","locations.htm"],
    ["Financial I.Q.","finiq.htm"],
    ["Membership","members.htm"],
    ["Privacy Policy","policies.htm"]],
    ["Accounts","accounts.htm",null,
    ["Savings","accounts.htm#level1"],
    ["Checking","accounts.htm#level2"],
    ["Health Savings","accounts.htm#level7"],
    ["IRAs","accounts.htm#level6"],
    ["Certificate","accounts.htm#level5"],
    ["Money Markets","accounts.htm#level4"],
    ["Financial Calcualtors","calculator.htm"],
    ["Payroll Deduction","service.htm#level9"],
    ["Relationship Rewards","service.htm#level0"]],
    ["Loans","loans.htm",null,
    ["Types of Loans","loans.htm#level1"],
    ["Loan Rates","rate.htm#level2"],
    ["Loan Applications","https://www.yoursite-secure.com/hbicu/loanapps1.php"],
    ["Visa","loans.htm#level13"],
    ["Debit Cards","loans.htm#level7"],
    ["Loan Calculator","calculator.htm"],
    ["Credit Report","http://www.annualcreditreport.com"]],
    ["Services","service.htm",null,
    ["Direct Deposit","service.htm#level1"],
    ["Shared Service Centers","service.htm#level12"],
    ["SSC Lookup","http://www.cuservicecenter.com"],
    ["Traveler's Checks","service.htm#level2"],
    ["Electronic Funds Transfer","service.htm#level4"],
    ["Wire Transfer","service.htm#level5"],
    ["ATMs","service.htm#level14"],
    ["INFO24 Audio","service.htm#level6"],
    ["Notary","service.htm#level10"]],
    ["Rates","rate.htm",null,
    ["Savings","rate.htm#level1"],
    ["Loans","rate.htm#level2"],
    ["Certificates","rate.htm#level4"],
    ["IRAs","rate.htm#level6"],
    ["Money Market","rate.htm#level5"]],
    ["Contact Us","infodesk.htm",null,
    ["Locations","infodesk.htm#level1"],
    ["Email CU","infodesk.htm#level2"],
    ["Service Centers","infodesk.htm#level3"],
    ["Member Services Contacts","infodesk.htm#level4"],
    ["INFO24 Audio Response","infodesk.htm#level5"],
    ["Applications","application.htm"]],
   
    ["Online Services","olservices.htm",null,
    ["Access Virtual Branch","https://www.netit.financial-net.com/hbicu/"],
    ["Access E-Statements","https://www.statement-express.com/se/Main?next=Login&skin=1&group=4011&userType=O"],
    ["Virtual Branch Info","olservices.htm#level1"],
    ["E-Statements","olservices.htm#level6"],
    ["E-Statement Enrollment","https://www.statement-express.com/se/Main?group=4011&skin=1&userType=O&next=EnrollOverview"]],
    
    ];